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Personal Checking Accounts
Business Checking Accounts
Savings Accounts


Personal Checking Accounts
Easy Check Checking Account
  Minimum Balance to Open: $100.00
  Minimum Balance to Avoid Maintenance Fee: None
  Monthly Maintenance Fee: None
  Per Check/Debit Charge: None
  Per Deposit/Credit Charge: None
  Per Deposited Item Charge: None
  Earn Interest: No
  ATM/Debit Card: Yes
  Image Checks Returned: No
  Detailed Monthly Statement: Yes
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First Premier Checking Account  
  Minimum Balance to Open: $300.00
  Minimum Balance to Avoid Maintenance Fee: $300.00
  Monthly Maintenance Fee: $7.50 if balance falls below $300.00
  Per Check/Debit Charge: None
  Per Deposit/Credit Charge: None
  Per Deposited Item Charge: None
  Earn Interest: No
  ATM/Debit Card: Yes
  Image Checks Returned: Yes
  Detailed Monthly Statement: Yes
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Golden Circle Checking Account (for customers 55 years of age or more)  
  Minimum Balance to Open: $100.00
  Minimum Balance to Avoid Maintenance Fee: $100.00
  Monthly Maintenance Fee: $3.00 if balance falls below $100.00
  Per Check/Debit Charge: None
  Per Deposit/Credit Charge: None
  Per Deposited Item Charge: None
  Earn Interest: No
  ATM/Debit Card: Yes
  Image Checks Returned: Yes
  Detailed Monthly Statement: Yes
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First Interest Bearing Checking Account  
  Minimum Balance to Open: $500.00
  Minimum Balance to Earn Interest: $500.00
  Minimum Balance to Avoid Maintenance Fee: $500.00
  Monthly Maintenance Fee: $7.50 if balance falls below $500.00
  Per Check/Debit Charge: None
  Per Deposit/Credit Charge: None
  Per Deposited Item Charge: None
  Earn Interest: Yes
  ATM/Debit Card: Yes
  Image Checks Returned: Yes
  Detailed Monthly Statement: Yes
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Business Checking Accounts
Farm or Small Business  
  Minimum Balance to Open: $100.00
  Monthly Maintenance Fee: $7.50
  Per Check/Debit Charge: None
  Per Deposit/Credit Charge: None
  Per Deposited Item Charge: None
  Earnings Credit (Offset Service Charges): None
  Minimum Balance to Earn Interest: No
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Business Non-Profit Organization  
  Minimum Balance to Open: None
  Monthly Maintenance Fee: None
  Per Check/Debit Charge: None
  Per Deposit/Credit Charge: None
  Per Deposited Item Charge: None
  Earnings Credit (Offset Service Charges): None
  Minimum Balance to Earn Interest: No
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Business NOW Account  
  Minimum Balance to Open: $500.00
  Minimum Balance to Earn Interest: $500.00
  Minimum Balance to Avoid Maintenance Fee: $500.00
  Monthly Maintenance Fee: $7.50 if balance falls below $500.00
  Per Check/Debit Charge: None
  Per Deposit/Credit Charge: None
  Per Deposited Item Charge: None
  Earn Interest: Yes
  Earnings Credit (Offset Service Charges): None
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Savings Accounts
First Savings Account  
  Minimum Balance to Open: $10.00
  Minimum Balance to Earn Interest: $10.00
  Minimum Balance to Avoid Maintenance Fee: $10.00
  Monthly Maintenance Fee: $2.00 if balance falls below $10.00
  # of Withdrawals Allowed: 3 per month
  Per Withdrawal Charge: $2.00 for each withdrawal over 3
  Earn Interest: Yes
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First Money Market Account  
  Minimum Balance to Open: $2,500.00
  Minimum Balance to Earn Interest: $2,500.00
  Minimum Balance to Avoid Maintenance Fee: $2,500.00
  Monthly Maintenance Fee: $10.00 if balance falls below $2,500.00
  # of Withdrawals Allowed: 6 per Statement Cycle
  Per Withdrawal Charge: $2.00 for each withdrawal over 6
  Earn Interest: Yes
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Business Regular Savings  
  Minimum Balance to Open: $10.00
  Minimum Balance to Earn Interest: $10.00
  Minimum Balance to Avoid Maintenance Fee: $10.00
  Monthly Maintenance Fee: $2.00 if balance falls below $10.00
  # of Withdrawals Allowed: 3 per month
  Per Withdrawal Charge: $2.00 for each withdrawal over 3
  Earn Interest: Yes
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Business Money Market Account  
  Minimum Balance to Open: $2,500.00
  Minimum Balance to Earn Interest: $2,500.00
  Minimum Balance to Avoid Maintenance Fee: $2,500.00
  Monthly Maintenance Fee: $10.00 if balance falls below $2,500.00
  # of Withdrawals Allowed: 6 per Statement Cycle
  Per Withdrawal Charge: $2.00 for each withdrawal over 6
  Earn Interest: Yes
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Holiday Savings Account  
  Minimum Balance to Open: $10.00
  Minimum Balance to Earn Interest: $10.00
  Minimum Balance to Avoid Maintenance Fee: $10.00
  Monthly Maintenance Fee: $ 2.00 if balance falls below $10.00
  # of Withdrawals Allowed: 6 in November and December
  Per Withdrawal Charge: $10.00 for each withdrawal from January 1 through October 31
  Earn Interest: Yes
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Health Savings Account  
  Minimum Balance to Open: $100.00
  Minimum Balance to Earn Interest: $0.01
  Minimum Balance to Avoid Maintenance Fee: None
  Monthly Maintenance Fee: None
  Per Withdrawal Charge: None
  Earn Interest: Yes
  One-time Set-up Fee $20.00
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